I don’t have time to learn to be an attorney and represent myself in court. I don’t have time to learn the best techniques for building and become good at using them. I definitely don’t have time to become a tax accountant and learn how to deal with the IRS rules that change every year. When it comes to car and equipment mechanics and modern technology I no longer have the time or knowledge to do much more than change my own oil. I would be willing to bet that most of you are in the same position.
When we need an attorney or a builder or an accountant or a mechanic we find one that we trust and we have them get the job done for us. Those people have devoted their careers to being good at one thing. No one expects these professionals to build a house or file your taxes in 15 minutes or less. Why then, would a person call a 1-800 number or go online and represent yourself in the process of buying an insurance product that is supposed to be there to protect you and your family from financial devastation? Do you as the insurance customer have the knowledge to make an informed buying decision? Do you know what your current liability limits are on your auto insurance policy? Do you know what each parts covers?
Independent insurance agents have devoted our careers to making sure that their customers have the insurance protection they need. When you need business insurance, home, insurance, auto insurance, life insurance, etc. etc., you have many options. You can use the knowledge and expertise of a trained and licensed insurance agent or you can buy “cheaper” insurance in 15 minutes or less. I guarantee you will get what you pay for. Both, in quality and in service.